About 228 loan
About 228 loan
Blog Article
(one) Data indicating that a lender ordered shut-finish home house loan loans, small business loans, little farm loans, or auto loans for the only real or Main goal of inappropriately enhancing its retail lending effectiveness, including, but not limited to, data indicating subsequent resale of such loans or any indication that this sort of loans happen to be deemed in many depository establishments' CRA evaluations, in which circumstance the Board doesn't take into account these loans during the lender's general performance analysis;
(ii) The retail banking providers and retail banking solutions needs of its facility-based mostly evaluation spots and in the institution degree that happen to be included by the prepare.
Catastrophe preparedness and climate resiliency actions help folks and communities to prepare for, adapt to, and face up to all-natural disasters or weather conditions-related pitfalls or disasters. Catastrophe preparedness and weather resiliency pursuits gain or serve specific census tracts and:
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board evaluates a navy bank pursuant towards the relevant general performance exams explained in paragraph (a) of this part.
The Board evaluates a sizable financial institution's record of assisting to fulfill the credit score needs of its overall Neighborhood in its exterior retail lending region pursuant to § 228.
) Rewards or serves a number of geographic places with small levels of Local community development financing;
A bank that received a lower than “Satisfactory” institution ranking through its newest evaluation need to include things like in its public file a description of here its existing efforts to improve its overall performance in helping to satisfy the credit score desires of its full Neighborhood.
To judge a lender's retail banking products and services, the Board considers a lender's department availability and expert services delivered at branches, distant assistance facility availability, and electronic shipping and delivery techniques and various shipping programs, as follows:
An amendment to a plan should adjust to all suitable necessities of this section, Except the Board waives a prerequisite as not applicable.
The Board evaluates a financial institution's remote service facility availability in a facility-based evaluation area based on the subsequent:
The Board considers the weighted typical in the general performance scores similar to the bank's conclusions with the Community Advancement Funding Exam for its facility-centered evaluation regions throughout the nationwide place, calculated pursuant to area IV of appendix B to this element.
(B) A lender might specify working with belongings as an alternative denominator for the Local community development financing metric if it far better actions a lender's potential.
The lender will offer you a doc that outlines all the phrases of your loan getting presented. The data supplied will include things like the prices and charges that you will be to blame for.